Curriculum Vitae RAL

Curriculum Vitae

Roberto López Rivera

Educational Background

1990, Master of Business Administration

Catholic University of Puerto Rico, Graduate School of Business

Ponce, Puerto Rico [GPA 3.97. Highest GPA Award]

1985, Licenciado en Ciencias Económicas y Empresariales

Universidad de Oviedo, Facultad de Ciencias Económicas

Oviedo, Spain. (This was considered a master degree by UPR)

Professional Experience

· 2000-present, Estudios Técnicos, Inc. Financial Analyst.

+ Strong experience in financial analysis and loan proposals for a wide spectrum of business: shopping centers, residential projects, manufacturing plants, internet banking operations, hotels, bank branches, casinos, etc.

+ Developed software models, in Excel and Visual Basic, to determine feasibility of: restaurants, residential projects, casinos, shopping centers, pharmacies and parking lots.

+ Helped in the design of Estudios Técnicos’ intranet, based on SQL databases.

+ Business valuation specialist. Certificates of Need and Convenience for health facilities, such as hospitals, MRI, pharmacies, etc.

+ Developed a service of Asset/Liability Management for Credit Unions in Puerto Rico, based on Sendero’s CUPlan

+ Instructor Promoexport courses for the International Trade Certificate

· 1997-2000, H. Calero Consulting Group, Inc., Economist

Litigation Support Specialist: Valuation of loss income for business and individuals in tort cases in local and federal courts. Designer of econometric models, using statistical software SPSS, to forecast macro and micro economic variables. Chief-Editor of PR Economic Pulse, a monthly newsletter.

· 1996-1998, University of Puerto Rico, Río Piedras Campus, Instructor. Department of Finance.

Courses: Money & Banking, Corporate Finance, Investment, Options and Futures. Developed software for personal financial planning, to determine retirement and insurance needs.

· 1992-1996. ProGroup Business Consultants, Financial Consultant.

As a financial consultant I performed several jobs: analysis of commercial credit applications for several banks; feasibility studies for private business; investment counseling for individuals; expert witness in financial valuation; business valuation. Developed a software to analyze business financial statements and to forecasts sales.

· 1995-96, Caribbean University, Bayamón Campus. Chairman of the Department of Business Administration

Administrative duties: hiring of instructors, course assignment, etc. Courses: Business Statistics, Principles of Accounting, Introduction to Economics

· 1987-1992, Catholic University of Puerto Rico, Ponce Campus. Instructor

Department of Accounting, Economics and Finance. Courses: Corporat
e Finance, Introductory Macroeconomics, Money and Banking.

Professional Presentations

· “Accounting for Lenders” 16 hours courses offered to credit officers of Banco Popular

· “How to Compute Loss of Income in Torts Cases” to Law School students

· Economic Analysis: I was Invited Economist to the radio program “Los Analistas”, a weekly analysis of the economic news

· “The Present Monetary Policy Implications”, to university students

· “How to Help Your Children to Study”, offered 11 times to several intermediate and high schools in Ponce (1986-1990).

· “How Do Children Study”, to Physicians’ Spouses Society, Ponce

· “How the Stock Market Works”, to university students

· “Parents’ Role in their Children Academic Success”, regularly offered to the parents of children attending the Study Skill Course I taught. (

· “How Do Children Study”, to UPR-Ponce personnel

· “Economic Consequences of the Persian Gulf War”, to university students

Publications

Books

· Economía al Alcance de Todos. Ponce: 1992. A 117 pages booklet used mainly as a self-sufficient introduction to economics.

· Estudio de las Actitudes de los Padres hacia la Escuela. Ponce: CUPR Print, 1993. This booklet, containing the findings of an extensive in-field research was distributed by the Catholic University to the southern area schools to help them in fulfilling the parents expectations.

Magazine Articles

· “Can an Asian Flu Make Puerto Rico Cough?”, PR Economic Pulse, November 1997.

· “Next Recession to Hit Puerto Rico Will Come from China” PR Economic Pulse, July 1998

· “Aplicaciones del Mercadeo a la Administración Escolar”, Mundo Empresarial, August 1992

· “Una investigación de mercado aplicada a la Administración Escolar”, Revista Mundo Empresarial, no. 1. August 1991

· “Esquema para una Filosofía de la Educación”, Revista Horizontes, year XXIII, no. 65-66 October, 1990

· “Cómo Estudiar Menos (pero Mejor)”, La Perla, March 1987